Robinhood is moving AI from financial guidance to financial execution. The company will let customers connect AI agents to a separate trading account that can buy and sell stocks on their behalf. The account is isolated from the user’s main portfolio, meaning the agent can only access funds specifically deposited into the agentic trading account.

The feature will start in beta and will initially be limited to equities. Robinhood plans to expand it later to options, crypto and event contracts. The company is also introducing AI-linked credit card functionality, allowing agents to use a virtual version of the Robinhood Gold Card to make purchases, search for deals or book services under spending limits and manual approval settings.

The launch matters because Robinhood could bring agentic finance to a mass retail audience. The platform had 27.6 million funded customers and $345 billion in total platform assets at the end of April 2026. But the risks are just as important as the product. AI agents may misunderstand instructions, overtrade, chase momentum, execute unsuitable strategies or become a security target. The core question is not only whether AI can trade, but who is responsible when an autonomous financial action goes wrong.