The US Parliament is promoting the 21st Century ROAD to Housing Act, which includes a ban on the issuance of digital central bank (CBDC) currency by the Federal Reserve until December 31, 2030. The restriction extends to creating CBDC and any "substantially similar" virtual assets, but makes an exception for private stablebots, which remain legal to develop and use. The inclusion of this initiative in a broad package of affordable housing legislation has accelerated its passage through Congress, overcoming previous resistance.

The initiative has the support of the Republican Party and President Donald Trump’s administration, who signed a decree in January 2025 against CBDC, calling it a threat to financial stability and citizens' privacy. Finance Minister Scott Bessaint has also confirmed that the government does not intend to introduce a digital dollar. The Senate is expected to hold a procedural vote soon, and the House of Representatives will consider the document after 23 June, after which it will be submitted for signature by the president.

Previously, US lawmakers had attempted to block the digital dollar by including a similar ban in their defense budget for 2026 in August 2025. The new bill sets a final point on this issue for years to come, by entrenching private stablecoins over government digital currencies in the US financial system.