The CEO of Coinbase has identified cryptocurrency as the basic infrastructure for the economy of AI agents

7/27/2026, 10:12 AMЕвгения Слив

Brian Armstrong, CEO of the Coinbase cryptocurrency exchange, presented the concept of Agentic Finance (AiFi), which describes an economic model based on the interaction of autonomous artificial intelligence systems. In his opinion, digital assets and blockchain technologies are the fundamental infrastructure that provides the necessary characteristics for such an economy. Unlike traditional notions of competition between technological trends, the company's CEO emphasizes that cryptography serves as a base layer for innovation, similar to electricity or the Internet. This allows AI agents to perform instant, transparent, and decentralized financial transactions without the need for traditional banking intermediaries.

To implement this concept, the organization is actively developing specialized technical solutions. In May 2025, the x402 protocol was introduced, which allows you to embed payment transactions directly into standard HTTP messages. In April 2026, this initiative received the support of the Linux Foundation, which facilitated the transition of the standard to the status of a publicly accessible and decentralized tool. Additionally, in June of the same year, Coinbase and the Amazon Web Services cloud platform completed the full integration of this protocol, providing the ability to automatically accept payments from AI agents in a corporate environment.

In parallel with the development of network protocols, the company is working to create a comprehensive infrastructure for managing digital assets of autonomous systems. In particular, the Agentic Wallets technology stack was developed, based on AgentKit solutions and the x402 protocol. This architecture is designed to create specialized cryptographic wallets adapted to the needs of artificial intelligence. Such tools will allow algorithms not only to pay bills and make purchases, but also to keep autonomous financial records, acting as personal financial advisors in the emerging economy of the future.

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