XRP Ledger

XRP Ledger attracted $2.2 billion since the beginning of 2026, surpassing Ethereum in the tokenized goods market. Notably, 89% of the segment on XRPL is accounted for by the JMWH fund from Justoken, valued at $2.23 billion.

XRP Ledger validators have increased support for the XLS-66 update, which will allow loans to be issued without mandatory collateral for a certain period. The LendingProtocol amendment received 21 votes out of the necessary 29, while the related SingleAssetVault received 23. Further voting and a two-week confirmation period will be required before the lending feature is launched.

On November 4, XRP Ledger activated a fix that eliminated the possibility of unauthorized token issuance through limited permission for their destruction. The vulnerability did not affect XRP, and there have been no publicly confirmed cases of its exploitation. Other changes in the update do not yet trigger lending.

Following the launch of YELLOW trading on the XRP Ledger, members of the XRP community noticed reports of token sales amounting to approximately 20,000 XRP. A representative of Yellow referred to the transactions as arbitrage, but critics questioned this explanation. We analyze what has been confirmed and why Chris Larsen's investment in the project was inaccurately represented.

XRP has recovered to $1.27 following a recent cryptocurrency sell-off. Trading volume has increased, but analysts do not yet consider the short-term reversal confirmed. Meanwhile, XRP Ledger validators are voting on the implementation of lending features, but the proposals XLS-65 and XLS-66 have not yet gained the necessary support.

On November 1, 7,734 new activated accounts appeared on the XRP Ledger – 142.4% more according to XRPScan and three times the average daily level over the past 30 days. The reasons for the growth are unclear, while XRP is trading around $1.25 below key moving averages.

XRP Ledger ranks third in the world for stablecoin market capitalization growth with an influx of $58.3 million.

Active accounts on the XRP Ledger network reached 32,604 on October 27, 2026, marking the highest level this year.

XRP Ledger developers are testing the SponsoredAccountCreate transaction: a sponsor covers the reserve of a new account, allowing the wallet to operate with a zero XRP balance. Currently, the network requires a minimum of 1 XRP per account. The proposal depends on changes to the sponsorship system, which have not yet been approved by validators.

Aviva Investors has issued a tokenized class of shares for its £22 billion sterling liquidity fund on the XRP Ledger, investing £50 million into it. The company's total investment in tokenized classes has exceeded £86 million. This is Aviva's second such offering following the dollar fund in July.